Life settlements provide maximum protection from the fraudulent practices and personal privacy risks that too often plagued the viatical industry. The recent cases involving individual investor fraud have made clear the importance of large investors, which are experienced risk and case managers. Moreover, individuals are ensured greater privacy protection throughout the life of the policy.

The influx of institutional sources of capital has expanded the life settlement market. This results in significant benefits to policyholders, life insurers and investors themselves. These sophisticated financial investors, including multi-national banks, international corporate conglomerates and global insurance companies, offer policyholders maximum value in a competitive market.